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​​​Specialized environmental coverage for a changing world

Every business has the potential to cause or incur environmental liability. Legislation is on the rise, making environmental insurance a vital part of most risk-control programs. Yet, many companies haven’t adopted to the changing legal landscape, relying instead on limited environmental coverage provided under general liability insurance.

Liberty's Environmental Liability policy (EL) can give your businesses comprehensive coverage to address emerging environmental liabilities exposures.

Product Features

We aim to provide coverages arising from insured business activities beyond sudden/accidental events, including: 
  • Premise operations 
  • Contracting 
  • Transportation 
  • Liability coverage extends to bodily injury, property damage and cleanup costs
  • On site and off site cleanup costs 
  • Primary or Excess USD 25 million capacity 
  • 5 year policy term available for construction single-project coverage 

Target risk and classes of business

  • Premises Activities: Manufacturing; Mining; Oil/Gas, Energy; Waste Treatment; Terminal Operators; Fuel Storage/ Distribution; Commercial Real Estate; Food/ Beverage; Chemical/ Pharmaceutical
  • Contracting Activities: General/ Specialty Contracting; Environmental Contracting; Facilities
  • Management/Maintenance Contracting (Industrial, Institutional, Commercial and General)
  • Transportation Activities: Waste Haulage; Logistical Supply Haulage; Commodity Haulage; Bulk Petroleum/ Chemical Haulage; Equipment Haulage; General Haulage

The Liberty Difference

  • Global Environmental experience, local knowledge of environmental regulations and compliance standards
  • Underwriting flexibility and creativity
  • Simple, straightforward application forms
  • Experienced, efficient and responsive claims management with a network of claims adjusters ready to provide valuable advice and assistance
  • Financial stability and security backed by the Liberty Mutual Insurance rate​ (rated A, Strong by Standard & Poor’s)​



Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. LIU utilizes Liberty Mutual Insurance Company to reinsure risks underwritten directly on local paper. In US territories, certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insured’s are therefore not protected by such funds. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy issued for complete details of coverage and exclusions.