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​​​​Rely on an innovative, flexible approach for your largest and most complex risks. Liberty is a global expert in specialty risk insurance for the downstream energy industry. Our dedicated team of experienced underwriters, risk engineers, and claims professionals work closely with you to offer a creative cross-class response with products, policy cover and services that are designed to meet your clients’ needs. 

Liberty Energy: Our Appetite 

Liberty’s All Risk policies provide comprehensive coverage in the areas of power generation, oil, gas, and petrochemicals. Coverage can include property damage and business interruption, protection against fire, explosion, electrical and mechanical breakdown, natural catastrophes, and tailored-made policy extensions.

Oil, Gas, Petrochemical and Chemicals:

Risks considered include:
  • Fire
  • Explosion
  • Natural catastrophes
  • Electrical and mechanical breakdown
  • Business interruption
  • Contingent business interruption
Target Segments: 
  • Biodiesel and Ethanol plants
  • Chemical Plants (Organic and Inorganic)
  • LPG and LNG Facilities
  • Midstream Plants
  • Petrochemical Plants
  • Pharmaceutical
  • Refineries
  • Terminals and Pipelines
  • Consistent global capacity of USD 150 million
  • Quota share capacity available on a lead basis

Power Generation:

Liberty provides all risk coverage for multinational and domestic power generation facilities, including boiler and machinery. 

Target Segments:
  • Desalination
  • Gas Turbine Plants (Simple/Combined Cycle or Co-Generation)
  • Internal Combustion Engine Power Plants
  • Renewable Energy (Hydroelectric, Wind, Solar, Biomass or Geothermal)
  • Thermal Plants (Coal, Oil or Gas Fired)
  • Waste-to-Energy Plants
  • Water Utility
  • Consistent global capacity of USD 150 million
  • Quota share capacity available on a lead basis

Additional Services:

  • Benefit from multi-line coverage together with other Liberty product lines, including construction, cargo, exploration & production, casualty, environmental and financial lines products.

Why Choose Liberty

Shield your business with the trusted expertise of a respected industry leader. 

Liberty Offers: 
  • Consistent global capacity of USD 150 million on a quota share and/or excess of loss basis 
  • Experienced and insightful teams that understand regional market characteristics and cultures, and have an in-depth industry knowledge 
  • Work with an experienced underwriter who has decision-making authority 
  • Customized manuscript forms to meet changing client requirements 
  • Dedicated engineering/loss prevention staff that understands your industry and its specific risks 
  • Dedicated claims professionals who specialize in First Party claims 



Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. LIU utilizes Liberty Mutual Insurance Company to reinsure risks underwritten directly on local paper. In US territories, certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insured’s are therefore not protected by such funds. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy issued for complete details of coverage and exclusions.